Debt & Structured Finance Advisory
- Warehouse lines & asset-backed financing
- Forward flow & portfolio sales
- Senior, mezzanine & holdco financing
- Acquisition, growth & capex financing
- Refinancing & working capital
Turning your assets
into strategic capital.
Altiv is an independent financial advisory firm dedicated to fast-growing, asset-rich businesses.
Our Vision
Channelling private capital into the assets that drive the real economy.
We advise growth companies that hold or originate assets at scale, such as loan portfolios, receivables, real estate, fleets or equipment. Properly structured, these assets can become the foundation for strategic, non-dilutive financing.
To unlock that capacity, we work with founders and their shareholders to design and put in place financing suited to their assets and growth needs. We draw on our international network of lenders and investors, in a private credit market that is changing fast.
Our approach brings together credit experience at top-tier institutions, on both the investment side (asset-backed finance) and the advisory side (financing and restructuring). Having sat on the lenders’ side of the table, we know what they look for and how to build financing solutions that fit.
USD1bn+
Aggregate transaction value*
600+
Investor network
12+
Years of credit experience
30+
Deal experience*
*Includes transactions our founder advised on or invested in at Viola Credit and Lazard, before founding Altiv.
Our Services
Our services cover the full scope of capital advisory, with a particular focus on structured finance.
Equity Capital Advisory
- Growth equity & minority investments
- Preferred equity & convertible capital
- Strategic investments & partnerships
- Shareholder liquidity & recapitalisations
Capital Structure Advisory
- Debt capacity, leverage & funding mix
- Refinancing & liquidity planning
- Debt restructuring & covenant amendments
- Credit rating advisory
Broad Asset Class Coverage
We have experience as investors and advisers across a broad range of asset classes.
01
Consumer & SME Lending
Loan portfolios originated by specialty finance platforms.
02
Trade Receivables
Invoices, factoring and contractual receivables.
03
Real Estate
Real estate operators and lenders, property dealers.
04
Vehicle & Equipment Leasing
Vehicle fleets, leasing and equipment rental.
05
Energy & Digital Infrastructure
Energy-transition equipment, servers and data centres.
06
Contracted Revenues
Subscriptions, royalties and other recurring income.
Selected Transactions
Closed · 2026
Sole Financial Advisor to GreenLeaze on its inaugural asset-backed facility.
See case studyOngoing mandate
Tech-Enabled Real Estate Operator
Sole Debt Advisor on an inaugural asset-backed facility.
Ongoing mandate
Real Estate Bridge Lending Platform
Sole Debt Advisor on an asset-backed facility.
Ongoing mandate
Energy Transition Fintech
Sole Debt Advisor on an asset-backed facility.
ClientTestimonials
Altiv is a trusted partner to founders and finance teams.
Altiv understood our business model and structured financing suited to our assets and growth. From preparing the financing package through to drawdown, its commitment and understanding of lenders’ requirements were invaluable in bringing the transaction to completion.
Altiv brings a valuable outside perspective to our financing strategy. It helps us prioritise our options and focus our efforts on the most credible avenues. We value its candid advice and availability.
Altiv was involved from a very early stage and helped us craft our positioning before we went to market. It was instrumental in building our story and in connecting us with the most relevant investors for our asset class.
Why Altiv
A specialist investor’s perspective, working for founders at every stage of their growth.
Deep Expertise in
Asset-Rich Businesses.
We focus on businesses whose growth is built on assets, across sectors: lending, receivables, real estate, fleets and energy.
Dual Credit Experience,
Investor and Adviser.
Having invested in asset-backed credit and advised companies at top-tier institutions, we know how lenders assess a business and prepare you accordingly.
A Global, Qualified
Investor Network.
600+ banks, credit funds, asset managers and family offices across Europe, the US and emerging markets, with cross-border deal experience.
Support Across the Full
Capital Structure.
From senior debt to equity, and from a first facility to refinancing an established portfolio or business.
Our Process
From financing strategy to closing and beyond.
1/4
We assess your assets and funding needs, structure the financing and prepare the investor case.
With You at Every Stage
The right capital at every stage.
1
Gather portfolio data, build the financial model and prepare the case presented to lenders.
Prepare Your First Facility.
Typical financingFirst institutional funding line
Our Global Investor Network
Connecting your business with the right capital partners worldwide.
300+Americas
200+EMEA
100+APAC
Our Capital Partners
Bank & Platform Lending
- Banks
- Credit platforms
Private Credit
- Specialist private credit funds
- Venture debt funds
Equity & Flexible Capital
- Venture capital & growth equity funds
- Family offices & private investors
Leadership
Raphaël Mimoun
Founder & CEO
Raphaël brings an investor’s perspective to capital advisory, drawing on 12+ years in private credit, financing and restructuring. He helps businesses structure financing that aligns their growth ambitions with investors’ requirements.
Before founding Altiv, he was Principal and Head of France at Viola Credit, leading European origination in asset-based finance and venture debt. He previously served as a Vice President at Lazard, advising on financing, restructuring and credit ratings.
He holds a dual master’s in Finance and Economics from Sciences Po Paris and Bocconi University, and a bachelor’s in Law from Université Paris I Panthéon-Sorbonne. He taught public economics and macroeconomics at Sciences Po from 2019 to 2023.
LinkedInFrequently Asked Questions
What founders and finance teams ask us.
What does Altiv do?
Altiv is an independent financial advisory firm dedicated to fast-growing, asset-rich businesses. We help them raise the financing their growth needs, mainly debt backed by their assets, from the lenders and investors best suited to them. Our role is to find the right structure, run the process and negotiate on their behalf, through to closing.
Which companies does Altiv work with?
Fast-growing companies whose business runs on assets: they lend money, lease equipment, own real estate or build energy and digital infrastructure. What they have in common is a growing pool of assets that can support financing.
What does Altiv advise on?
We advise on how to finance your growth: which financing fits your assets and your plans, how to structure it and who to raise it from. Most of our work is debt backed by assets, from a first funding line to larger facilities and refinancings, and we also advise on equity when it is the right tool. We stay alongside you after closing to prepare the next step.
What is asset-backed financing?
It is financing secured by the assets a company holds or originates, such as loans, receivables or equipment, rather than by the company alone. Because lenders look first at the quality of the assets, it can give growing companies access to more debt while limiting dilution for their shareholders.
What is a warehouse facility?
It is a credit line that funds new loans or leases as a company originates them, and grows with its portfolio. It is often the first institutional financing for a lending or leasing platform.
Why work with an independent advisor?
We work only for you, with no financing product to sell. Having been on the lenders’ side, we know how they assess a business: we prepare you accordingly, bring the right lenders into competition and negotiate on your behalf, while you stay focused on running the company.
Where does Altiv operate?
Altiv is based in Paris and works with companies in France, across Europe and beyond, with a network of more than 600 lenders and investors worldwide.
Who leads Altiv?
Altiv was founded by Raphaël Mimoun, who spent over 12 years in credit on both sides of the table: as Principal and Head of France at Viola Credit, an asset-backed finance and venture debt investor, and before that as Vice President at Lazard, advising companies on their financing.
How do we get started?
Tell us what you need to finance, how much and when, through the contact form or at contact@altiv.co. We will get back to you to set up a first conversation.